Monthly service charge of $25 if account conditions are not met. ![]() Monthly statement cycle eligibility requirements: 1) receive your account statement electronically via Online Banking 2) make at least 6 debit card point-of-sale transactions (must post and settle) 3) have at least one external ACH credit or debit transaction (must post and settle). ![]() *CD rate bonus available for combined deposit relationships of $25,000 or more. Balances over $20,000 earn an interest rate of 3.50% on the first $20,000, and then an interest rate of 0.35% on any funds over $20,000, resulting in an APY of 3.50% to 0.98% APY depending on total balance. ††Account earns 3.50% Annual Percentage Yield (APY) on balances of $0.01 to $20,000. †Direct deposit required otherwise $10 monthly service charge.
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